Terms and Conditions

Effective Date: October 6, 2026
Last Updated: October 6, 2026

These Terms and Conditions (“Terms”) govern your access to and use of wisconsinfirehousebuyer.com (the “Website”) and services offered through the Website by Wisconsin Fire House Buyer (“Wisconsin Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including fire-damaged, smoke-damaged, water-damaged, structurally damaged, distressed, vacant, inherited, probate, foreclosure, lien-affected, or substantially unrepaired property.

Depending on the property and transaction, we may evaluate a property ourselves, purchase or seek to purchase it, facilitate a cash offer, connect the seller with another cash buyer, route an opportunity to an investor, enter a purchase agreement, acquire contractual or equitable rights, engage in a legally compliant wholesale transaction, assign contractual rights where legally and contractually permitted, work with licensed real estate professionals, or decline the opportunity.

Nothing displayed on the Website is itself a binding offer to purchase real estate.

2. Our Role

Wisconsin Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, lead-generation, wholesaling, and buyer-matching marketplace.

Depending on the transaction, we may act as a prospective principal purchaser, investor, property-acquisition company, lead-generation service, buyer-matching service, contract purchaser, real property wholesaler, holder of contractual or equitable rights, affiliate of another purchaser, or a combination of these roles.

Our actual role depends on the facts and transaction documents.

Unless separately and lawfully established, we do not act as your real estate broker, seller’s agent, attorney, accountant, tax adviser, financial adviser, insurance adviser, public adjuster, contractor, engineer, appraiser, fiduciary, housing counselor, mortgage broker, lender, mortgage servicer, loan-modification provider, foreclosure consultant, or other professional adviser.

3. Lead Generation and Local Buyer Matching

The Website expressly states that after reviewing a homeowner’s information, the team may connect the homeowner with a local cash buyer.

An independent purchaser may research the property, contact you, evaluate condition, estimate repairs, determine an offer, conduct due diligence, negotiate terms, and enter into a transaction directly with you.

Independent purchasers are responsible for their own statements, representations, offers, valuations, contracts, financing, licensure, privacy practices, compliance, and performance.

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website form is an inquiry and not a purchase agreement.

You may reject an offer unless and until you enter into a legally enforceable transaction agreement, subject to any applicable statutory cancellation or rescission rights.

5. No Obligation to Purchase

Submitting information does not require us or another prospective purchaser to evaluate the property, make an offer, maintain a prior offer, continue negotiations, purchase the property, or complete a transaction.

6. Eligibility and Authority

By submitting property information, you represent that you are at least 18 years old, possess legal capacity to contract, are providing materially accurate information to the best of your knowledge, own the property or are authorized to communicate concerning it, and are using the Website lawfully.

A submission by one co-owner does not necessarily authorize that person to bind every other owner.

7. Property Research

We and prospective purchasers may research property ownership, recorded deeds, mortgages, liens, judgments, taxes, condition, fire damage, smoke damage, water damage, structure, roof and foundation, electrical and plumbing systems, heating and cooling, repairs, permits, insurance claims, probate, foreclosure, comparable sales, and other matters relevant to a potential transaction.

8. Preliminary Offers

Any preliminary cash offer, estimated offer, valuation, price range, repair estimate, or similar indication of value is non-binding unless incorporated into an enforceable transaction agreement.

A preliminary offer may change following due diligence.

9. Illustrative Offer Formula

The Website may describe an offer formula substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling/Holding Costs – Investor Return

That methodology is illustrative.

Actual assumptions may vary concerning property value, repairs, taxes, insurance, utilities, transaction expenses, resale costs, market conditions, risk, and expected investment return.

No particular offer amount is guaranteed.

10. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

A transaction may depend on ownership verification, authority to sell, title, mortgages, liens, judgments, property taxes, seller disclosures, wholesaler disclosures, property access, due diligence, probate, foreclosure status, buyer funding, closing requirements, and other legal or contractual conditions.

11. Wisconsin Real Estate Condition Report

Wisconsin generally requires owners transferring covered residential real estate to furnish the buyer with the statutory Real Estate Condition Report.

The report applies to covered real property containing one to four dwelling units, including qualifying condominium and time-share property, subject to statutory exemptions.

A direct sale to a cash investor is not automatically exempt.

12. Timing: Generally Within 10 Days After Acceptance

For a covered transfer, the owner generally must furnish the completed report no later than 10 days after acceptance of a contract of sale or option contract.

If the buyer does not receive the required report within that period, the buyer generally may rescind by written notice within two business days after the end of the 10-day period and is entitled to return of deposits or option fees.

13. Buyer Rescission After Receiving a Late Report

If the buyer receives the Real Estate Condition Report only after submitting the purchase contract or option to the seller, and the report discloses a defect that the buyer did not already know about, the buyer may generally rescind in writing within the statutory deadline.

The applicable rescission period is generally two business days after receipt of the report, amended report, or amendment.

Similar rights can arise if a report is incomplete or incorrectly marks an item as not applicable and the buyer was unaware of the undisclosed defect.

14. No Rescission Based on a Defect the Buyer Already Knew About

A buyer generally may not rely on Chapter 709’s rescission right for a defect if, when the offer or option was submitted, the buyer already knew or had written notice of the nature and extent of that defect.

15. Fire Damage Is Expressly Addressed by Wisconsin’s Statutory Form

Wisconsin’s Real Estate Condition Report expressly asks whether the owner is aware of:

Defects in a woodburning stove or fireplace or other defects caused by a fire in a stove, fireplace, or elsewhere on the property.

Fire damage is therefore not merely a generic material-condition issue. It is expressly addressed by the statutory disclosure form.

16. Meaning of “Defect”

For purposes of Wisconsin’s disclosure form, a defect generally means a condition that would:

  • Have a significant adverse effect on the property’s value;
  • Significantly impair the health or safety of future occupants; or
  • If not repaired, removed, or replaced, significantly shorten or adversely affect the expected normal life of the premises.

Fire-created structural, electrical, mechanical, smoke, water, or other damage may fit that definition depending on the facts.

17. Other Fire-Related Disclosure Categories

A fire can also affect required disclosure categories concerning roofs, foundations, basements, electrical systems, plumbing, heating and air conditioning, fireplaces and chimneys, smoke and carbon-monoxide detectors, structural components, moisture intrusion, mold, asbestos, hazardous substances, remodeling, permits, and governmental requirements for repairs or corrections.

18. Seller’s Knowledge

The statutory report is based on matters of which the owner is aware.

The form defines “aware” as having notice or knowledge and requires responses to be accurate to the best of the owner’s knowledge when signed.

The report is not itself a warranty.

19. Professional or Public-Agency Information

Wisconsin permits a seller, for particular entries, to substitute qualifying written information supplied by specified professionals, contractors acting within their occupation, qualified third parties, or public agencies when statutory requirements are satisfied.

That does not mean every fire-damaged seller must commission every possible inspection.

20. No Universal Fire-Document Dossier

The Website recommends retaining fire-department reports, insurance files, contractor invoices, photographs, professional assessments, adjuster communications, permits, inspection certificates, and similar documentation.

Those records can be useful.

However, Wisconsin Chapter 709 does not impose one universal requirement that every seller automatically deliver every historical fire, insurance, repair, photograph, inspection, or engineering document to every buyer.

The Wisconsin courts have expressly recognized that Chapter 709 generally requires disclosure of potential defects rather than a detailed catalog of every specific safety or health hazard associated with a defect.

Particular records may nevertheless be required by contract, buyer due diligence, insurance, lending, municipal requirements, or another law.

21. Amendments to the Disclosure Report

Where information changes in a manner requiring an amendment under Wisconsin law, the seller should provide the applicable amended report or amendment within the statutory process.

Fire-damaged properties can deteriorate or undergo repairs during a transaction, so changes affecting a prior answer should be reviewed before closing.

22. Seller-Disclosure Exemptions

Chapter 709 contains exemptions.

Among other circumstances, qualifying personal representatives, trustees, conservators, and court-supervised fiduciaries who have never occupied the property may be exempt.

Transfers exempt from Wisconsin’s real estate transfer fee and transfers of qualifying uninhabited property can also fall outside the ordinary report requirement.

An exemption should not be assumed without reviewing the actual transaction.

23. As-Is Transactions

The Website advertises as-is purchases.

“As-is” may mean the purchaser does not require the seller to perform repairs.

It does not automatically eliminate the Real Estate Condition Report, required wholesaler disclosures, fraud or misrepresentation liability, contract representations, federal disclosure obligations, title obligations, foreclosure protections, governmental orders, or other non-waivable duties.

24. No Universal Requirement to Repair a Fire-Damaged Property Before Sale

Wisconsin’s seller-disclosure statute does not create one statewide rule requiring every fire-damaged house to be completely repaired before it can be sold.

Separate building codes, fire codes, unsafe-building orders, permits, electrical requirements, occupancy restrictions, utility requirements, insurance conditions, municipal regulations, and contract terms may nevertheless affect the property.

25. Inspections and Due Diligence

The Website may advertise no formal inspection, no repairs, no appraisal contingency, no financing contingency, or other streamlined terms.

Those descriptions concern possible transaction structures.

They do not eliminate statutory disclosures, governmental requirements, contractual inspection rights, fraud rules, or other due-diligence rights.

26. Fast Closing and Similar Advertising Statements

The Website advertises cash offers in approximately 24 hours and closing in as little as approximately 7–10 days or on the seller’s timeline.

Those statements describe potential transaction structures and are not guarantees.

Actual timing may depend on title, mortgages, liens, judgments, taxes, the Real Estate Condition Report, wholesaler notices, buyer funding, due diligence, probate, foreclosure, governmental requirements, and closing-provider requirements.

27. Closing Costs, Fees, and Commissions

Where a buyer agrees to pay specified closing costs, charge no seller fee, or purchase without a traditional listing commission, the executed transaction documents and final closing statement control.

Website advertising does not override signed transaction documents.

28. Wisconsin Real Property Wholesaler Law

Wisconsin specifically regulates residential real property wholesalers under Wis. Stat. § 710.13.

For this statute, a real property wholesaler generally means a person who enters into a purchase agreement as the buyer and intends to assign the buyer’s rights under that agreement to a third party for consideration.

The statute applies to Wisconsin residential real property containing one to four dwelling units.

29. Required Disclosure to the Seller

A covered real property wholesaler must provide written notice to the seller that the buyer is a real property wholesaler no later than entering into the purchase agreement as buyer.

The disclosure should therefore be part of the contracting workflow, not supplied only after the seller is already bound.

30. Required Disclosure to the Assignee

Before or no later than entering into the assignment contract with the third-party assignee, the wholesaler must provide written notice explaining that:

  • The assignor is a real property wholesaler;
  • The wholesaler holds an equitable interest as buyer under the purchase agreement; and
  • The wholesaler is conveying an interest in the purchase agreement, not title to the real property.

31. Seller’s Right to Rescind if Wholesaler Disclosure Is Missing

If the wholesaler fails to timely give the required seller disclosure, the seller may generally rescind the purchase agreement at any time before closing, without liability.

The seller is also entitled to retain deposits or option fees paid by the wholesaler in connection with the transaction.

32. Assignee’s Right to Rescind if Assignment Disclosure Is Missing

If the wholesaler fails to give the required disclosure to the third-party assignee, the assignee may generally rescind the assignment at any time before closing, without liability.

The assignee is entitled to return of deposits or option fees paid in connection with the assignment.

33. Wholesaler Rights Are Non-Waivable

The rights provided by Wisconsin’s wholesaler-disclosure statute may not be waived.

The statutory rescission right terminates when the affected party proceeds to closing.

34. No Automatic Cooling-Off Period When the Disclosure Is Timely

Wisconsin’s wholesaler statute should not be mischaracterized as creating a universal two-, three-, five-, or 30-day cooling-off period for every wholesale transaction.

Its special pre-closing rescission right is triggered by the wholesaler’s failure to timely provide the required statutory disclosure.

Other contractual or statutory cancellation rights may separately apply.

35. Wholesaling Law Does Not Eliminate Licensing Analysis

Compliance with § 710.13 does not by itself establish that no real estate license is required.

Wisconsin’s Real Estate Practice Act must be analyzed separately.

36. Wisconsin’s Broker Definition Is Unusually Important for Investors

Wisconsin’s broker definition includes a person who, for another and for compensation, negotiates, promotes, or performs other regulated real-estate services.

It also includes a person engaged wholly or partly in the business of selling or exchanging interests in real estate where a pattern of sales or exchanges is established, whether or not the person owns the real estate.

Wisconsin law provides that:

Five sales or exchanges in one year, or ten sales or exchanges in five years, constitute presumptive evidence of a pattern of sales or exchanges.

A high-volume investor should therefore not assume that taking title to property automatically eliminates all Wisconsin licensing questions.

37. Contractual or Equitable Interest Is Not Legal Title

Holding a purchase agreement, option, assignment right, or equitable interest is different from holding record title.

A contract holder should not falsely represent that the holder:

  • Is the record owner;
  • Holds legal title;
  • Has already acquired the real estate;
  • Is transferring legal title when only contractual rights are being assigned; or
  • Has rights beyond those granted by the agreement.

38. Lead Generation and Brokerage

Because the Website expressly says it connects homeowners with local cash buyers, the business should separately review any compensation structure associated with those introductions.

Acting for another person for compensation in negotiating or promoting a purchase or sale can fall within Wisconsin’s broker definition.

A simple lead form does not itself answer the licensing question; actual conduct and compensation control.

39. Licensed Real Estate Professional Duties

A Wisconsin firm providing brokerage services owes parties duties including honesty, reasonable skill and care, and timely written disclosure of material adverse facts the firm knows and that the party does not know or cannot discover through reasonably vigilant observation.

An adverse fact can include a condition significantly affecting value, significantly reducing structural integrity, or presenting a significant health risk.

Known serious fire-created defects can therefore trigger licensee duties independent from the owner’s Chapter 709 report.

40. Licensees Acting on Their Own Behalf

Where a Wisconsin licensee acts in a transaction on the licensee’s own behalf, on behalf of the licensee’s firm, or on behalf of an entity in which the licensee has an interest, additional written-consent requirements apply.

Actual Wisconsin brokerage documents should be used where required.

41. Foreclosure and Financial Distress

The Website markets to homeowners who may be behind on mortgage payments, facing foreclosure, experiencing financial hardship, or seeking a rapid sale.

We are not your mortgage lender, servicer, attorney, financial adviser, credit counselor, housing counselor, mortgage broker, loan-modification provider, foreclosure consultant, or fiduciary unless a separate legally compliant relationship expressly establishes otherwise.

Selling property may be one possible response to financial distress, but it is not necessarily the only option.

42. Wisconsin Foreclosure Consultants

Wisconsin specifically regulates foreclosure consultants under Wis. Stat. § 846.45.

A foreclosure consultant can include a person who, for compensation, offers services represented as helping a foreclosed homeowner stop or postpone foreclosure, obtain forbearance, obtain waiver of acceleration, obtain funds, reduce foreclosure-related credit damage, save the home, contact creditors, or provide other specified foreclosure-related assistance.

43. Three-Business-Day Foreclosure Consultant Cancellation Right

A covered foreclosed homeowner generally may cancel a compliant foreclosure-consultant contract until midnight of the third business day after signing.

The statutory period does not begin until the consultant has complied with the contract and notice requirements.

The right is non-waivable.

44. No Advance Compensation for Covered Foreclosure Consulting

A covered Wisconsin foreclosure consultant generally may not claim, demand, charge, collect, or receive compensation until the consultant has fully performed every service the consultant contracted or represented that it would perform.

45. Foreclosure Consultant Cannot Acquire the Client’s Residence

A covered foreclosure consultant generally may not directly or indirectly, including through an affiliate or subsidiary, acquire an interest in the residence in foreclosure from the homeowner with whom the consultant contracted.

Accordingly, a business seeking to purchase the homeowner’s property should not simultaneously portray itself as the homeowner’s paid foreclosure consultant.

46. Foreclosure Reconveyances Are Separately Regulated

Wisconsin also separately regulates a foreclosure reconveyance.

A foreclosure reconveyance generally involves a homeowner transferring title or creating another covered interest during foreclosure and the purchaser subsequently conveying or promising an interest back to the homeowner that allows the homeowner to remain in or regain the property, such as through a lease, land contract, purchase agreement, or option.

An ordinary permanent arm’s-length sale in which the former homeowner does not retain or receive a promised interest back is different from a foreclosure reconveyance.

47. Five-Business-Day Foreclosure Reconveyance Cancellation Right

For a covered foreclosure reconveyance, the homeowner generally has the right to cancel until the earlier of:

  • Midnight of the fifth business day after signing a compliant contract; or
  • 8:00 a.m. on the last day of the applicable redemption period.

The statute contains a narrow procedure for waiver when a foreclosure sale is scheduled within the five-business-day period.

48. No Deed During the Foreclosure Reconveyance Cancellation Period

Until the statutory cancellation period fully expires, the covered foreclosure purchaser generally may not accept or induce the execution of a deed or other covered instrument of conveyance.

The contract must contain statutory cancellation notices and duplicate cancellation forms.

49. Foreclosure Reconveyance Payment Ability and Independent Closing

A covered foreclosure purchaser must satisfy additional requirements, including specified verification of the homeowner’s reasonable ability to meet obligations under the promised reconveyance and use of an independent closing as defined by Wisconsin law.

50. Foreclosure Reconveyance Equity Protection

Where title is not ultimately reconveyed to the homeowner, the foreclosure purchaser generally must comply with Wisconsin’s statutory equity-protection framework.

Subject to the statute’s detailed calculations and timing rules, the purchaser generally must ensure the homeowner receives consideration of at least 82% of the property’s fair market value within the statutory period.

51. No Misleading “Save Your Home” Statements

A covered foreclosure purchaser may not falsely represent that it acts as the homeowner’s adviser or consultant, claim licensure it does not have, or misleadingly state that it is “saving” the homeowner’s residence where the transaction will result in the homeowner not redeeming the property.

52. No Foreclosure-Relief Guarantees

Unless separately authorized and legally qualified, we do not represent that we act for your lender or servicer, guarantee that foreclosure will stop, guarantee a loan modification, negotiate your mortgage as your adviser, instruct you to stop communicating with your lender, or represent that selling through us is your only available option.

53. Requesting an Offer Does Not Stop Foreclosure

Submitting information to this Website does not automatically stop foreclosure, extend a redemption period, postpone a sheriff’s sale, modify a mortgage, reinstate a loan, cure default, or create a forbearance agreement.

A homeowner facing foreclosure should independently verify all applicable deadlines.

54. Federal Mortgage-Assistance Rules

Where a separate service constitutes mortgage-assistance-relief services under federal law, additional requirements can govern advance fees, advertising, consumer notices, communications with lenders or servicers, and consumer acceptance.

55. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require personal-representative, trustee, or court authority; participation by heirs or beneficiaries; appropriate deeds; or other documentation.

Wisconsin Chapter 709 also contains limited disclosure exemptions for certain court-supervised fiduciaries who have never occupied the property.

56. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your insurance company, insurance producer, public adjuster, insurance attorney, or insurance adviser unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding coverage, proof-of-loss requirements, deadlines, insurance proceeds, repair obligations, mortgagee rights, recoverable depreciation, assignment restrictions, salvage, and policy conditions.

57. Pending Insurance Claims

If property is sold while a fire-insurance claim remains pending, the transaction documents should address the parties’ respective rights concerning existing proceeds, supplemental proceeds, recoverable depreciation, future claim payments, repairs, salvage, and related benefits.

58. Insurance Documentation Is Not Automatically a Mandatory Disclosure Package

Fire reports, insurance records, photographs, invoices, inspection reports, engineering reports, and permit records may be valuable.

They are not automatically a universal statutory package that every Wisconsin seller must deliver to every buyer.

59. Insurance and Cleanup Guidance

The Website presently advises homeowners not to begin cleanup without explicit insurer approval.

That statement should be treated cautiously.

Insurance policies may also impose duties to protect property from additional damage or undertake emergency mitigation.

Owners should follow their actual insurance policy, insurer instructions, fire-department instructions, emergency conditions, and qualified professional advice.

60. Building Codes, Permits, and Unsafe Structures

Fire-damaged property may be subject to building codes, unsafe-building orders, condemnation, repair permits, electrical or plumbing permits, fire-safety requirements, demolition requirements, occupancy restrictions, utility restrictions, environmental requirements, or municipal ordinances.

Requirements vary by locality.

An as-is sale does not override governmental requirements.

61. Correction of Out-of-State Website Content

The current Wisconsin Website contains obvious out-of-state content, including references to:

  • Twin Falls;
  • Boise;
  • Meridian; and
  • Boise Regional REALTORS®.

Those Idaho references should be removed from Wisconsin production content.

The target site also includes image labels referring to Idaho.

62. Unsupported Website Statistics and Claims

The Website contains highly specific generalized claims concerning matters including:

  • “73%” of insurance claims being delayed due to poor documentation;
  • Fire-damage value reductions of 20%–50% or more;
  • Specific fire-repair cost ranges;
  • Specific investor discount percentages;
  • Specific insurance-settlement examples;
  • A claimed 32% increase in inquiries;
  • Traditional and cash-sale timing averages; and
  • Other market or financial outcomes.

These Terms do not adopt those figures as legal requirements or guaranteed results.

Any precise statistic, litigation anecdote, market-data claim, insurance outcome, repair-cost claim, or sale-speed claim should be independently substantiated before publication.

63. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning your property, property research, scheduling, offers, buyer matching, follow-up, and potential transactions.

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

64. Wisconsin Recording Law

Wisconsin generally permits recording of a private wire, electronic, or oral communication when the recorder is a party to the communication or one party has given prior consent, provided the interception is not undertaken for a criminal, tortious, or other unlawful injurious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes such as quality assurance, documentation, training, compliance, fraud prevention, and security.

Because another participant may physically be located in a jurisdiction requiring all-party consent, additional notice or consent may be required.

Where another applicable jurisdiction is stricter, that stricter requirement controls.

65. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning your inquiry, property, scheduling, offers, buyer matching, follow-up, and potential transactions.

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply. Message frequency may vary. Reply STOP to request that applicable messages stop.

66. Email Communications

By providing an email address, you authorize communications concerning your property, potential offers, prospective purchasers, scheduling, follow-up, services, and potential transactions.

Applicable promotional emails will include an unsubscribe mechanism.

67. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically, including email, text messages, electronic documents, and Website notices.

68. Privacy

Our handling of personal information is described in our Privacy Policy.

69. Independent Decision-Making

Selling real estate can have significant legal, tax, financial, insurance, and personal consequences.

You may wish to consult a Wisconsin attorney, licensed Wisconsin real estate professional, tax professional, accountant, insurance professional, contractor, engineer, appraiser, HUD-approved housing counselor, or another qualified adviser.

70. No Professional Advice

Website content is general information and does not constitute individualized legal, tax, accounting, financial, insurance, construction, engineering, appraisal, mortgage, or foreclosure advice.

71. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create seller agency, buyer agency, brokerage, a fiduciary relationship, partnership, joint venture, or employment relationship.

Where a licensed Wisconsin real estate firm participates, applicable brokerage agreements, disclosure forms, and statutory duties control.

72. Acceptable Use

You may not use the Website unlawfully, knowingly submit fraudulent or materially false property information, impersonate another person, submit information without authority, attempt unauthorized system access, introduce malicious code, circumvent Website security, abuse Website forms, interfere with Website operations, or violate another person’s rights.

73. Intellectual Property

Unless otherwise stated, the Website and its original text, branding, graphics, images, designs, layout, and software are owned by or licensed to Wisconsin Fire House Buyer.

You may not commercially reproduce protected Website content without authorization.

74. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party websites, privacy practices, content, security, products, services, representations, or conduct.

75. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

76. No Guarantee of Transaction

We do not guarantee an offer, fair-market-value pricing, a particular purchase price, a particular closing date, successful assignment of a contract, availability of another buyer, completion of a transaction, or a particular financial result.

77. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Nothing in these Terms eliminates protections that applicable law does not permit to be waived.

78. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WISCONSIN FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase agreement, assignment agreement, brokerage agreement, foreclosure-consulting agreement, foreclosure-reconveyance agreement, or other transaction-specific agreement unless that agreement expressly provides otherwise and applicable law permits it.

79. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent offers, representations, valuations, contracts, financing, privacy practices, performance, or conduct of unaffiliated third-party prospective purchasers.

Nothing in this section eliminates liability that applicable law does not permit to be excluded.

80. Indemnification

To the extent permitted by law, you agree to indemnify Wisconsin Fire House Buyer from claims arising from your unlawful Website use, material breach of these Terms, fraudulent information knowingly submitted by you, information knowingly submitted without authority, or violation of another person’s rights.

81. Governing Law

These Terms are governed by the laws of the State of Wisconsin, except where another law must apply.

82. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Wisconsin.

These Website Terms do not impose mandatory arbitration.

Nothing in these Website Terms overrides Wisconsin provisions making arbitration clauses void or voidable in covered foreclosure-consultant or foreclosure-reconveyance contracts.

A separately executed transaction agreement may contain different enforceable dispute provisions.

83. Non-Waivable Wisconsin Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable Wisconsin seller-disclosure law, real property wholesaler law, Real Estate Practice Act, foreclosure-consultant law, foreclosure-reconveyance law, consumer-protection law, communications law, data-breach law, federal mortgage-assistance rules, federal lead-disclosure law, or other applicable law.

84. Transaction Agreements Control

These Website Terms do not replace purchase agreements, assignment agreements, wholesaler notices, brokerage agreements, Real Estate Condition Reports, foreclosure-consulting contracts, foreclosure-reconveyance contracts, title documents, settlement documents, insurance-related agreements, or other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable.

85. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

86. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will continue in effect.

87. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

88. Assignment

You may not assign these Website Terms without our written consent.

We may assign them in connection with a merger, acquisition, financing, reorganization, affiliate restructuring, or sale of assets, subject to applicable law.

This Website provision does not determine whether a particular real-estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by the agreement itself, Wisconsin contract law, Wisconsin’s wholesaler-disclosure statute, Wisconsin real-estate licensing law, and other applicable requirements.

89. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real-estate transaction documents.

90. Contact Us

Questions concerning these Terms may be directed to:

Wisconsin Fire House Buyer
Wisconsin
United States

Phone: 208-269-2084
Website: wisconsinfirehousebuyer.com